Hosted by
1951
Lincolns has supported Great Southern businesses since
Albany
Both firms are based here, not flown in for the day
50+ yrs
Combined banking and lending experience at Cultivate
2 hrs
One session covering both the tax and the finance side
What happens on the day
The full run sheet, so you know what you are saying yes to.
Two presentations, a worked example, then open questions and morning tea.
What you will leave with
Four things worth knowing before your next move.
Where your wealth sits
A clearer view of how much of your position depends on the operating business continuing to perform.
Structure before signing
How ownership affects tax, asset protection, related party leases and what happens at sale or succession.
How lenders read you
Why business owners are assessed differently to PAYG borrowers, and what a lender actually asks for.
What to prepare early
The documents and decisions to have in order well before a property decision becomes urgent.
What you will leave with
Four things worth knowing before your next move.
Structure, tax and the long view
More than a traditional accounting firm. Lincolns takes the time to understand the people and goals behind the numbers.
- Why business success does not automatically build personal wealth
- Buying business premises compared with continuing to lease
- Ownership structure and how a purchase is funded
- CGT, GST, land tax, debt deductibility and related party leasing
- A high level policy update relevant to business owners
Finance readiness before the deadline
Brokers with deep agribusiness and commercial lending experience, working across a wide panel of lenders.
- Why business owner lending differs from PAYG lending
- How lenders assess taxable income, profit, drawings and cashflow
- How companies, trusts and related entities affect an assessment
- Existing debt, guarantees, ATO arrangements and liabilities
- Using equity and refinancing before you buy
Who it is for
Built for people already running something.
What it is not. Not a first home buyer session, not a product presentation and not a property market forecast. It is a briefing on the questions to work through before a decision is made.
Presenting on the day
Who you will hear from
Name
Role, Lincolns
Name
Role, Lincolns
Name
Role, Cultivate Finance
Name
Role, Cultivate Finance
Before you RSVP
Questions people usually ask.
-
No. The session is free and morning tea is provided. Places are limited by room capacity, which is why we ask for an RSVP rather than people turning up on the day.
-
In person in Albany. There is no online option and the session is not being recorded, so questions can be answered openly in the room.
-
The venue is being finalised. Everyone who RSVPs receives the address, parking and arrival details by email well ahead of the day.
-
No. The session provides general information only. Lincolns does not provide financial product or investment advice. Cultivate Finance can discuss lending options with you individually, subject to lender assessment and approval.
-
Yes, and it is usually worthwhile. Please RSVP for each person separately so we have the numbers right for seating and catering.
-
Yes. The session covers ground that sits outside annual compliance work, and brings the lending side of a property decision into the same conversation.
-
Attendees receive the handouts by email, along with a clear next step if they would like a one on one conversation with either firm.
Accountants and Business Advisers
Supporting businesses, families and community organisations from Albany since 1951.
70 to 74 Frederick Street, Albany WA 6330
(08) 9841 1200
Finance and Mortgage Broking
Finance brokers working across Albany, Margaret River, Narrogin and Esperance.
Level 1, 184 to 186 Aberdeen Street, Albany WA 6330
(08) 6850 0236
General information only. This event provides general information only and does not take into account your personal objectives, financial situation or needs. You should obtain tailored advice before making property, finance, tax or structuring decisions. Finance is subject to lender assessment, eligibility criteria and approval.
Lincolns liability limited by a scheme approved under Professional Standards Legislation.
Cultivate Finance Pty Ltd Credit Representative 569237 is authorised under Australian Credit Licence Number 389328. ABN 15 685 342 054.