Cultivate Finance is a relatively new name in the Great Southern finance space, but behind the scenes the team brings deep experience, strong local relationships and a clear point of difference in how they work with clients.

In 2025, our Social Club once again proved just how much a little fun can do. From Mario Kart tournaments and quiz nights to Taco Tuesdays and the legendary International Food Day, the Social Club brought fresh energy and connection to life at Lincolns.

This year’s crew, Kelly, Ben and Taleah, packed the calendar with events that brought people together and sparked plenty of laughs.

AI isn’t just a buzzword anymore. It’s becoming part of how we work, live, and do business. So, for this month’s Coffee With, we sat down with one of Lincolns’ newest team members - an AI agent.

This month, we caught up over a cuppa with Raylene and Kelly -two of the friendly faces behind our Bookkeeping team. Between laughs and stories, they gave us a great peek into what bookkeeping really involves (and no, it’s not just typing in numbers).

This month, we chatted with Megan Dorrell about life on the land, the power of rural communities, and how she found her way back to farming after years in the city. From header driving to championing regional education and being an active member of Women in Farming, Megan brings warmth, insight, and energy to everything she does.

From humble beginnings in a family-run business to leading a well-known name in the WA caravan industry, Michael Cameron has spent decades evolving and adapting to market trends. We sat down with Michael to discuss the journey of Cameron Caravans, the industry’s future, and the philosophy behind his success.

It’s December, and the festive spirit is in full swing. Santa’s out there, ho-ho-ho-ing his way through every shopping centre, Christmas parade, and holiday catch up. But while he’s busy spreading cheer, there’s one unsung hero keeping the North Pole running smoothly—Mrs. Claus. This month, we sat down with the true operational genius behind Christmas to see how she juggles the magic of the season with keeping the books balanced.

Last August, we introduced you to Uncle Bob Lukins, whose passion for vintage tractors and farm machinery ignited the founding of Tracmach, the Vintage Tractor & Machinery Association of WA. This October, delve deeper into our fascinating interview with Bob as he recounts the pivotal moment that transformed his dream into reality.

A Coffee with Uncle Bob Lukins: Farmer and Tracmach Founder. Uncle Bob is a passionate advocate for preserving our historical roots through Tracmach.

Meet Mick and Sharelle Ball, the dynamic duo behind Great Southern Motorcycles, where their passion for roaring engines and sharp business acumen have propelled their dealership to new heights.

Rob & Michelle visited Graham & Lee Upson at their mushroom farm in Denmark, to have a chat over coffee and find out all about their journey into medicinal mushrooms.

It’s not often that we get the opportunity to interview one of our partners and normally it is a precursor to retirement – I solemnly swear that is not the case here.